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Providing Appraisal & Appraisal Management Services for Maine Lenders

Audits! As predictable as taxes. Today’s lending industry is more regulated than ever. The lending industry is dynamic, every year brings new regulations and licensing requirements. PVS ensures that your valuation services will be compliant with valuation requirements outlined in the Dodd-Frank Act and Appraiser Independence Requirements (AIR), as well as the 2010 Interagency Appraisal and Valuation Guidelines. The provisions of AIR are an extension of the Home Valuation Code of Conduct (HVCC) and ensure that the highest standard of appraiser independence and appraisal credibility are preserved in the appraisal industry. The Interagency Guidelines state the following:

“Persons who review appraisals and evaluations should be independent of the transaction and have no direct or indirect interest, financial or otherwise, in the property or transaction, and be independent of and insulated from any influence by loan production staff. Reviewers also should possess the requisite education, expertise, and competence to perform the review commensurate with the complexity of the transaction, type of real property, and market. Further, reviewers should be capable of assessing whether the appraisal or evaluation contains sufficient information and analysis to support the institution’s decision to engage in the transaction.”

PVS ensures that your appraisals are reviewed by licensed or certified appraisers who work in the State in which they are licensed. How many AMC’s can say that? As Maine’s only Maine owned and operated AMC, we at PVS are disciplined to serving only in a market that we have expertise in…..Maine! With each appraisal, we include a compliance certificate which certifies appraiser independence.

> Appraiser And Management Company Statement Of Principles

> PVS’s Direct Integration with Fannie Mae and Freddie Mac